مخاطر الاحتيال مفهوم الاحتيال هو أي عمل غير قانوني يتّسم بالخداع أو بالإخفاء أو بانتهاك الثقة. وهذه الأعمال لا تعتمد على التهديد بالعنف أو القوة المادية. تُرتكب عمليات الاحتيال من قبل أفراد أو منشآت للحصول على المال أو الممتلكات أو الخدمات، أو لتجنّب دفع مبالغ أو فقدان خدمات، أو من أجل ضمان الحصول على
ملخص جوانب عدم الامتثال بتوصيات مجموعة العمل المالي والاجراءات المقترحة لمعالجة اوجه القصور المقدمة: تم اعداد هذا الملخص استنادا الى تحليل تقرير التقييم المتبادل الذي خضعت له المملكة الاردنية الهاشمية والذي تم اجراؤه بواسطة مجموعة العمل المالي لمنطقة الشرق الأوسط وشمال أفريقيا التي يعتبر الاردن عضوا فيها. تمت مناقشة تقرير التقييم المتبادل واعتماده من قبل
أويس متخصص في مجال مكافحة الجرائم المالية و يمتلك أكثر من 14 عامًا من الخبرة في القطاع المالي، متخصصًا في الامتثال، الجرائم المالية، وإدارة المخاطر. يشغل حاليًا منصب مدير الاخطار و رئيس دائرة الامتثال والمخاطر في شركة العلاونة للصرافة في الأردن، و بفريق يضم أكثر من 30 موظفًا متخصصا بهذا المجال.
سابقًا، عمل أويس في شركة برايس واتر هاوس كوبرز PWC)) الشرق الأوسط في ادارة المخاطر، وكمتخصص باستشارات الامتثال والجرائم المالية لديهم، وعمل على العديد من المهمات الخاصة في الامتثال في قطر، وعُمان، والامارات، والمملكة العربية السعودية، بما في ذلك تقديم خدمات الاستشارة لهيئات وجهات الحكومية وبنوك وشركات دفع و بنوك رقمية.
يمتلك أويس أربع شهادات بارزة: متخصص معتمد في مكافحة غسل الأموال (CAMS)، مدير امتثال معتمد (CCM)، محترف معتمد في الحوكمة، المخاطر، والامتثال (GRCP)، ومحترف معتمد في الامتثال والأخلاقيات المتكاملة (ICEP).
كما قدم خدمات استشارية بشكل شخصي للعديد من الشركات المالية في الأردن والخليج العربي.
بالإضافة إلى إنجازاته المهنية، يُعتبر أويس مدربًا دوليًا بارعًا لديه خمس سنوات من الخبرة في تقديم برامج تدريبية في الأردن، والسعودية، وليبيا. وهو أيضًا ناشط في العمل التطوعي لاكثر من 4 سنوات مع Financial Services Volunteer Corps (FSVC)، حيث يشارك في ورش العمل والاجتماعات لرفع الوعي وتعزيز التعاون بين القطاع الخاص والسلطات المعنية في مكافحة الجرائم المالية والمشاركة في اعادة تقييم المملكة الاردنية الهاشمية لازالتها من القائمة الرمادية الخاصة بمجموعة العمل المالي (FATF). وقد تم الاعتراف بمساهماته من خلال شهادات تقدير من FSVC.ومن قبل البنك المركزي الاردني والجهات الرقابية.
• عضو في نقابة المحامين المزاولين – الاردن
• حاصلة على شهادة اختصاصي معتمد في مكافحة غسل الاموال CAMS
• حاصلة على شهادة اختصاصي معتمد في حماية البيانات الشخصية GDPR- DPO
• حاصلة على شهادة مدرب مرخص من PECB
• مدربة لدى معهد الدراسات المصرفية -الاردن
عمل في الشركات التالية :
• ١٩٩١- ١٩٩٩ مدقق رئيسي | شركة الدكتور عدلي الدجاني و شركاه للتدقيق
• ١٩٩٩- ٢٠٠٣ مدقق رئيسي | شركة العباسي و شركاه للتدقيق
• ٢٠٠٣ _ ٢٠١٩ مدير الحسابات | شركة التأمين الاسلامية
• ٢٠١٩- ٢٠٢١ مدير الدائرة المالية | شركة التأمين الاسلامية
شارك بعدة دورات و ورش عمل .
كما انتدب من قبل شركة التأمين الاسلامية للعمل مع الشركة السعودية لاعادة التأمين عام ٢٠٠٨ .
Founder and Cheif Consultant of TRUST consulting company
He is an ISO certified Master in Risk Management and ISO 31000 Certified Risk Manager, Consultant & Trainer
A highly skilled and certified risk management expert with extensive experience across multiple domains, including management, IT, cybersecurity, healthcare, occupational health and safety, and corporate reputation. A Risk Managemt professional, he brings a deep expertise in identifying, analyzing, and mitigating risks to safeguard organizational operations and enhance resilience.
Eng. Ibrahim Tawalbeh is recognized for his strategic approach to risk management, having worked extensively with organizations to ensure compliance, improve governance, and optimize risk-related decision-making. Additionally, as a consultant and trainer, he empower organizations and professionals to develop robust risk frameworks, ensuring sustainable success in today’s volatile business environment.
Education:
* Bsc Telecom Engineering , Jordan University of Sience and Technology.
* Diploma Organizational Behavior- Heriot Watt University-Scotland
* MBA – Israa University Jordan
Professional Certification:
Hala holds over ten years of experience in compliance, risk management and financial oversight, with a specialized focus on AML (Anti-Money Laundering) and Combating the Financing of Terrorism (CFT).
She has been dually serving as the Money Laundering Reporting Officer and AML and Compliance Senior Officer at Al Afaq Insurance Brokers since 2020.
At Al Afaq Insurance Brokers, Hala plays a pivotal role in liaising with Financial Intelligence Units (FIU) and other regulatory authorities on AML and CFT matters. She has also spearheaded the development and implementation of AML/CFT strategies that significantly reduced compliance risks and strengthened organizational governance at previous financial institutions. Hela’s prior roles include Senior Compliance Officer at Bank of Jordan, where she led major compliance and risk management initiatives, improving adherence to Central Bank regulations.
Hala has engaged in extensive professional development through courses in ethics and compliance, fraud awareness, financial crime, and operational risk management.
Education and professional development
Finance professional with a bachelor’s degree in accounting from Mutah university 1999
Mohammad holds the professional certificates :
– Certified finance Manager (CFM).
– Certified Risk & Crisis manager (CRCM).
Training & Courses :
* TOT.
* CMA Course.
* Dip IFRS.
* JCPA Course.
أنس البوريني درس في جامعة العلوم الاسلاميه العالميه
تخصص علوم ماليه ومصرفيه
عمل في شركة تمويلكم لمدة عشرة سنوات والان على رأس عمله في الشركة النموذجيه الاسلاميه للتمويل الاصغر كمدير مخاطر
Professional Experience
Certificates
Eng.Nader Al Shawa
Coach, consultant and Lead Trainer, Strategic Transformation, Balanced Scorecard, Lean Six Sigma, Performance Management and Organizational Excellence.
Eng. Nader Al Shawa
Mr.Emad Barahmeh
Business Development Manager / Arab Jordanian Insurance Group.
Emad Barahmeh has BSc Risk Management & Insurance
Working Experience:
– I have worked in many insurance companies in Jordan in different departments; Sales, Customer Care, Product’s Development and Products Risk Analysis.
– I have Worked as Insurance Consultant for All Lanes of Insurance Business .
Tarek Abu Beida ia a Certified Management Consultant, Trainer, and Assessor. He has 17 years of banking experience as he worked for SOCIETE GENERAL Bank of Jordan in several positions ending with being Manager of Organization and Project Management Department.
In his career path, Mr.Abu Beidah worked on various banking transformational projects, assignments, missions, processes and operations, manuals, and systems. Such endeavors & efforts covered all the banking domains including risk-related areas like Corporate Governance, Compliance, Risk Management, Key Risk Indicators, Operational Risk, Combating Money Laundering and Terrorism Financing, Risk Monitoring….
Mr.Abu Beida has several professional certificates including Certified General Banker, Certified Management Consultant, Certified in Strategy and Balanced Scorecard, Certified Change Management Practitioner, Certified EFQM Assessor, and Certified Trainer.
Mrs.Lana Al Barishi
Executive Compliance Group Manager.
Lana Al-Barishi is an executive compliance bank group Manager with an experience of around 21 years in banking sector 15 years of which in compliance Field. have B.A degree in business administration from the University of Jordan, she leads and manages five major functions in compliance: AML and CFT, Regulatory compliance, Fraud prevention and detection, FATCA, and Customers complaint.
Lana believes that compliance Function is one of the most challenging professions; due to the dynamic changes, yet if you succeed in this field, it
will be remarkable in your career. Lana’s secret recipe to success is to be always up to date.
In addition to her wide experience in the mentioned field, she also holds many international professional certificates: CAMS, CACM, ICA, Certified board of directors, Certified board of member, and CCM.
Because Lana has passion for her specialty, she likes to pass her experience to others. mentioned that she is certified trainer and hold TOT certificate. Lana gave many trainings program for different level of audience starting from Amateur and up until the board of directors.
She is very energetic with sense of humor, making the training classes hyper and interesting.
Mr.Meqbel Saleem Maghaireh,
Partner & General Manager of Zamzam Exchange Company
Vice President of Jordanian Exchange Association
Practical Experiences:
Certificates:
Bachelor of Business Administration
Abdelrahman Alhayek he is expertise in compliance, regulatory sanction, anti-money laundering, and terrorist financing within the financial sector. With a rich portfolio of certifications, including a comprehensive banking diploma from Cambridge College, accreditation as a documentary credit specialist, and recognition as a certified global sanctions specialist, I am committed to upholding the highest standards of integrity and compliance.
His contribution to the field expands beyond individual achievements. As a certified trainer at Frankfurt College, moreover he is passionately mentored and trained aspiring professionals, shaping the future of compliance expertise.
Presently, as the Chief Compliance Officer at Al-Janoub Islamic Bank for investment and finance, leading a team committed to ensuring rigorous adherence to regulations and fostering a culture of ethical practices within our institution. My passion lies in mitigating risks, nurturing compliance-driven cultures, and contributing to the integrity and stability of the financial landscape.
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Abdelmuhsen started his Middle East career in Jeddah Saudi Arabia, with Abdul Majeed Mohandis, CPA firm in September 1979 upon graduation from the University of Jordan. In 1985, he was seconded to TMcL in London for two and a half years for training in computer auditing. During his stay in London, he participated in various management development courses. He joined Arthur Andersen & Co. in Saudi Arabia, on January 1, 1988, through the merger of Abdul Majeed Mohandis practice and Arthur Andersen. On September 1, 1998, Abdelmuhsen became a Partner at Arthur Andersen. In 2002, Abdelmuhsen became a member of Ernst Young and served as Partner during the period from July 2002 to June 2018. He joined Andersen Consulting Saudi Arabia, a member of Andersen, on January 1, 2020.
Abdelmuhsen has spent 43 years working in various parts of the Middle East. He supervised and managed assurance services and advisory engagements in financial consulting, management consulting, and financial & information systems to various business Groups and key public and private companies in Jeddah in diverse industries such as automotive, auto leasing, Islamic banking, investment funds, asset management, construction, manufacturing, trading, retail & consumer products and hospitality.
Abdelmuhsen has the following memberships:
A highly qualified and dedicated to excellence, handling a bachelor degree in computer information system
with 16 years of professional experience in the telecommunication and payments sector moving within several departments and functions from funds controlling to performance analysis then to stock and kyc/kya management and financial settlements and reconciliations .
He is working as payments and cards operations manager at orange money
During his current position , He was able to successfully lead and implement launching orange money project ( the 1st mobile wallet in the market )
With her deep understanding of payments sector in Jordan; Hiba managed launching Orange money in
Jordan, with accelerating the organisation’s take off for achieving distinguished results by launching full
portfolio of payments services and features through wallets & cards
Where Orange Money showed the fastest growth in the market reaching the rank of 1st PSP in terms of
customer base, value, and volume of transactions
Hiba is known as one of the fintech and payments leaders in Jordan handling a bachelor’s degree in
electrical engineering with more than 19 years of experience in leading business in different sectors
Her credentials also cover working in multinational company with the ability to manage transversal
projects across Jordan and different affiliates
Certificates:
Leadership Excellence Program (American University of Beirut)
Bachelors of Electrical Engineering, University of Jordan
Scholarship for talented students from Ministry of Higher Education
General Secondary Education Certificate, Scientific Degree, Average 95.1% Al Etihad school
Scholarship for talented students at Al Etihad School
Specialities:
HIPO: identified as a high potential employee for orange future program (psychometric, verbal,
induction and numerical exams )
Orange MEA Rising Talent Program Member ( Digital transformation)
OUI: Orange Up International Talents Program Member
جــمـال مــحمـد فـريـز
المناصب الحالية :
⦁ مدير عام شركة تمكين للتأجير التمويلي
⦁ رئيس جمعية الاعمال الاردنية البرازيلية.
⦁ رئيس مجلس ادارة شركة بندار للتجارة والاستثمار.
⦁ رئيس مجلس ادارة مركز هيا الثقافي.
⦁ نائب رئيس مجلس ادارة جمعية الشبكة الاردنية الميثاق العالمي.
⦁ عضو مجلس ادارة صندوق الحج.
⦁ عضو مجلس ادارة شركة مصانع الكابلات المتحدة.
⦁ عضو مجلس ادارة شركة مصفاة البترول.
⦁ رئيس فخري للاتحاد العربي للمتداولين بالأسواق المالية .
المناصب السابقة :
⦁ رئيس مجلس ادارة جمعية الاعمال الاردنية الاوروبية ( جيبا) 2015-2019.
⦁ رئيس مجلس ادارة شركة التسهيلات التجارية.
⦁ عضو مجلس ادارة غرفة تجارة الاردن 2013-2018.
⦁ عضو مجلس ادارة غرفة تجارة عمان /امين الصندوق 2013-2018.
⦁ عضو مجلس ادارة امانة عمان الكبرى.
⦁ عضو مجلس ادارة شركة الاردن الدوليه للتأمين.
⦁ عضو مجلس ادارة صندوق التنمية والتشغيل.
السيد قاسم نوفل
– أستاذ مشارك في الإدارة وإدارة المخاطر
– دكتوراه في الإدارة من جامعة ماسي في نيوزيلندا، ماجستير في إدارة المستشفيات من الجامعة الأردنية، وبكالوريوس في الإدارة العامة والعلوم المالية والمصرفية من جامعة اليرموك
– عمل محاضراً في عدة جامعات عربية وغربية وتولى العديد من المناصب الإدارية
– عمل مستشارا أكاديميا في قنصلية المملكة العربية السعودية/الملحقية الثقافية في نيوزيلندا
– عمل مدير قسم الأدوية في أكبر شركات الأدوية والمعدات الطبية في الامارات العربية المتحدة
– له العديد من الأبحاث المنشورة في مجلات علمية محكمة وذلك في مجالات الإدارة وإدارة المخاطر، المخاطر المالية، أخلاقيات الأعمال والمسؤولية الاجتماعية للشركات، إدارة الموارد البشرية والسلوك التنظيمي
– عمل عضواً في العديد من اللجان ومجالس الأمناء وترأس البعض منها سواء على المستوى المحلي او المجتمعي
General Manager
BLOM-Bank Jordan
Professional Certificates:
PHD- Private Law.
CSAA, CIB , CICO, CIFR
Sr. Manager- corporate Sharia Audit -Bank Nizwa – Oman
Lawyer & Arbitrator
Expert in Islamic banking and waqif
Certified international Trainer
Yazan abu Shawish , studied Risk management and Insurance in Hashemite University . Eager to learn and enjoy overcoming challenges , Started to build his career in risk management . Currently working as a Risk Officer in Al-Namothajia for Islamic Microfinance .
Omar Abu Moghli is an experienced professional in several functions within the standard setters and assurance provider lines. He worked in Risk Management, Regulatory Compliance, Anti-Money Laundering and Combating Terrorist Financing, and Internal Audit functions within the banking and online payments industries. As the Head of Risk Management Department in JoPACC, he is responsible for developing and implementing successful risk management frameworks. Proficient at evaluating the risk for significant processes, analyzing business processes to determine the organization’s “risk appetite”, and developing reports detailing the online payment systems on a national level and the organization’s risks. Omar is Certified Anti-Money Laundering Specialist “CAMS” and holds the Regulatory Compliance Specialist “RCS” certificate. In addition, he has a certificate in FintTech and Regulatory Innovation from Cambridge Judge Business School.
A highly qualified professional, determined and dedicated to Excellence, and adding value through participating positively. I graduated from the University of Exeter – UK in 2006 with an MBA in Financial Management, my dissertation and research area was on the principles of Risk management. I have over 24 years of successful banking experience, mostly in the capacity of Risk Management (in financial sector). I was responsible for the overall establishment and implementation of a full-fledged Enterprise Risk Management and Corporate risk framework of the group. My accomplishment is proven well in the successful implementation of the risk management program in the bank, where I have been consistently rated Exceptional/Strong Performer in the year-end appraisals.
In addition during my work, I was able to successfully lead the implementation of several projects inside and outside Jordan. Additionally, through considering challenges as opportunities, I use the mixture of my back ground, qualifications, skills and experience as a powerful and productive elements of success, given that I am open-minded who has dealt with different cultures and various educational levels and adapted and communicated smoothly.
A qualified and skilled banker with 38 years of expertise professionalization in banking sector acquired through his working in both conventional and Islamic banks. Mr. Imam holds a Master degree in Banking and Finance from the University of Jordan and a Bachelor degree in accounting from the USA.
Mr. Imam is a future-focused Executive Banking Leader helping businesses achieve organizational growth and financial success by resolving complex business challenges with innovative solutions that encompass strategic consultations for implementing robust financial policies and technical capabilities, Managing a Vital Sector, and key Banking Business Areas & Departments:
•Trade Finance (Foreign Operations).
•Cards Business
•Electronic Services and e-Channels
•Business Analysis & Business Process Management
•Digital Operations
•Legal
•Branches Affairs
•Committees (ATMs, Awards, Marketing)
Mr. Imam is currently Assistant General Manager (ACEO) at Jordan Islamic Bank.
The fairly abundant knowledge in all international Trade Finance operations makes Imam a rare source of practical and fruitful training especially in Letters of Credit, Bank Guarantees, Bills for Collection, transferring, and payments, Forex operations, Islamic swaps and Placements, Managing the investments portfolio related to foreign currencies, Managing the Relations with correspondents’ banks and financial institutions and Treasury back office operations.
In addition to all of the above banking competencies, Mr. Imam enriches his pioneering in International Trade Finance operations from his wide knowledge in SWIFT system as he is the key Management Officer of Swift and the LSO
Mr. Imam is an active member in International Chamber of Commerce – Jordan and in the International Chamber of Commerce – Paris as well.
During the past two decades Mr. Imam has attained nationally and regionally a distinctive position in training field.
He is serving as a board member of a Jordanian public-sector Government Investments Management Company, which manage and develop the government assets in Energy, Mining, Industries and Real-estate companies, and he is currently General Manager at Edgo, a leading international service provider to the PPP investments and energy industry, he worked with Petrofac, an international EPC company in various positions and countries in the Middle East, North Africa & UK region, and he is a regular TV commentator, and Columnist on investments, energy and industrial matters. Al-Alayani holds a master’s in Business Administration (MBA Global) from the University of Aberdeen (UK), and a BSc in Mechanical Engineering (Thermal Power & Energy) from Mutah University (Jordan).
Dr. Ansaf Fuad Fakhouri
Jordan International Insurance Group (JIIG/Newton)
EDUCATION:
1- B.Sc. Actuarial Science @ University of Jordan
2- Diploma in Insurance the Chartered Insurance Institute@ Dip CII
3- Certificate in Insurance the Chartered Insurance Institute@ Cert.CII
4- Professional Insurance Certificate (PIC) – Bahrain Institute of Banking & Finance (BIBF)
AWARDS:
• Aqaba Conference Insurance Research Award as the fifth winner paper in Eighth International
Aqaba Conference 2022
MEMBERSHIP:
1- Member at the Chartered Insurance Institute. ( CII )
2- Member at the Institute of Internal Auditors ( IIA)
PROFESSIONAL EXPERIENCE:
Practical experience in insurance companies for more than 16 years in the field of insurance…. (Technical, Administrative, Risk management and Auditing)
1- Jordan International Insurance Co From 2007 to 2013
2- Gulf Insurance Group – Jordan (gig – Jordan) From 2014 to 2019
3- Ansaf Alfakhouri brokerage –From 2019 to 2020
4- Jordan International Insurance Group (JIIG/Newton) From 2021 till present
Experience compliance with Demanstrated history of working in the financial services skilled in loans, credit analysis, financial analysis strong finance professional with a bachelor’s degree focused in accounting from Amman Arab University.
Anas Al Masri is a highly experienced and accomplished investment professional with a proven track record of success in the Investment industry. As the Head of Investment for Bank al Etihad, Anas is responsible for leading the strategic direction and management of the investment portfolio. With 13 years of experience in Banking and Investment, Anas has a deep understanding of the markets and a keen ability to identify and capitalize on investment opportunities. Anas holds a Master’s degree in Finance with Risk Management from Bournemouth University. Anas also holds a Certificate of Financial advisor (CeFA) and an Investment Management Certificate (IMC). In addition to his professional experience he is a member of the London Institute of Banking & Finance and the CFA Society of the UK.
Dr. Fadi Ahmed Al-Batoush
Financial Manager & ph.D
More than 18 years of experience in internal auditing based on risk assessment in exchange companies.
Master of Accounting
PHD in Islamic Banking
Yousef Damra is a seasoned economic journalist, having led the business department at Al-Ghad daily and the Dubai-based Al-Hayat newspaper. He has worked for TV networks and is hosted regularly on local and regional TVs. The author of the book, “Years of Glory and Decline” analyzing the Amman Stock Exchange’s performance over a decade, Damra holds a Master’s degree in finance and banking from the Banking Sciences Institute in Amman- in cooperation with the University of Jordan (2019) and bachelor’s degree in business from Al Al-Bayt University (2002). He has also trained journalists and PR personnel in economic journalism in a number of academic entities.
Mr. Fadi Ayyad
Compliance Management Professional & Fraud Risk: Banking, Financial institutions Sectors
Strong track records of extraordinary performance in fiercely competitive scenarios
Snapshot: Senior, proactive, detail—oriented and result focused Compliance Management professional with accomplished experience of over 27 years in identifying security threat, managing , compliance ,financial crime investigation and ensuring adherence to the laid down processes and regulations. Conducting compliance audits and training to avoid sanctions, AML and fraud in the Banking and Financial sector. Possessing valuable insights, keen analysis and team approach to implement best practices, adept at working in high pressure environments with strict deadlines and multiple deliverables.
Professional Experience:
Jordan Kuwait Bank / May 2018 to date
Group Head of Compliance / Governance
First Abu Dhabi Bank / May 2010 To May 2018
Vice president ( VP ) group Compliance
Barclays, Dubai / Jul 2008 – May 2010
Senior Compliance Manager Head of Financial crime Unit- MLRO (VP) 9Reporting to the Head of compliance)
Money Gram, Dubai / May 2007 – Jul 2008
Regional Compliance Officer –Middle East , Turkey and Pakistan (Reporting to the Glable Head of compliance)
Doha Bank Qatar / Feb 2006 – May 2007
Regulatory Compliance Acting Manager/ Doha Bank& Doha Islamic Bank (Head OF Anti–Money Laundering Unit, MLRO) (Reporting to the Group head of compliance)
Arab Bank PLC, Amman –Jordan / May 2005 – Mar 2006
Regulate Compliance Area Officer for (Gulf Area)
NBAD / May 2000 – May2004
Operation & Administration Officer
Arbift / May 2004 – May 2005
Team Leader Operation & Sales Services Officer.
Arab Banking Corporation, Amman, Jordan / Sep 1991- March 2000
Assistant Head of Foreign Trade Department .
السيد زياد أبو زياد
مستشار مكافحة الأموال وتمويل الارهاب- شركة زمزم للصرافة
الخبرات :
• مدير دائرة الامتثال – شركة العلاونه للصرافه منذ 8/2018 حتى 2021 / 12 .
• مدير دائرة الامتثال – البنك الاسلامي الاردني من 02/01/1995 – 07/2018 .
• مدقق حسابات – مجموعة طلال ابو غزاله الدوليه منذ 8/1992 – 31/12/1994 .
• من شهر 5/2022 لتاريخه – مؤسسة زياد أبو زياد للاستشارات الادارية والمالية.
الشهادات العلمية :
• ماجستير مصارف اسلاميه – الاكاديميه العربيه للعلوم المالية والمصرفيه.
• شهادة محاسب قانوني عربي – المجمع العربي للمحاسبين القانونيين .
• اختصاصي مكافحة غسل الاموال .CAMS
• اختصاصي مكافحة الجرائم الماليه CFC .
Nasim is a partner in RSM Jordan. He is head of Audit and Assurance responsible for overall audit quality, and leading teams of professionals to deliver the highest quality services and an outstanding client experience. His diversified clientele includes investment advisors and funds, financial institutions, manufacturing, retail, and service companies. In addition to traditional audit and attestation services, he has extensive experience in setting up business entities, financial due diligence, valuations, restructuring and liquidation, and review of business process risks and controls.
As audit partner, he is in charge of the final technical review of assurance reports and deliverable to clients. Nasim is also responsible for ensuing consistent adherence to RSM policies and professional standards, and to develop new business opportunities through expanding services rendered to existing clients and pursuing contact with prospective clients.
Nasim holds a practicing certificate in audit from the Jordan Association of Certified Public Accountants, and is registered and licensed as a statutory auditor in Jordan.
Education:
Bachelor of Commerce, Major Accounting, 1993, Amman University, Jordan
Certified Public Accountant ,2006, Jordan Association of Certified Public Accountants
Certified Fraud Examiner (CFE), 2008, Association of Certified Fraud Examiners.
Dr. Mohammad Fahmi AL Jabari
35 years experience in banking industry, in the fields of operations, Auditing
Academic Certificates:
Professional Certificates:
Carries 25+ years of government service specializing in telecom, cybersecurity and cyber intelligence. Played senior managing roles in the Jordanian national cyber security initiative for the period 2014-2021. The efforts culminated in creating a national cyber Défense program, Jordan national cyber security law in 2019, and launching the national cyber security center in 2021.
Other career responsibilities included providing security consultancy on technology strategies and ICT regulation, in addition to countering online extremism, misinformation and cybercrimes.
Currently, the Founder & CEO of DIGITAL HAZE , a consulting company , that specializes in cyber security , cyber intelligence and technology transformation.
Mr. Imad Abdallah Aloyoun
Co-founder and CEO | Dinarak
Imad Aloyoun has over 24 years of professional experience in Business and Technology. He is a Co-founder, Board Member and CEO of Dinarak, A Mobile Payment company based in Amman, Jordan.
Mr. Aloyoun areas of interest and expertise includes Financial Inclusion and Sustainable Development, Digital Financial Services, Financial Technology (FinTech), Big Data and Data Analytics, Cyber Security, eGovernment and eParliament.
Mr. Aloyoun has previously worked at MarkMonitor based in San Francisco – California, where he led the development of Cyber Security solutions including Anti-Fraud, Anti-Phishing, Domain Monitoring and Brand Protection products where the body of work resulted in five registered patents.
He has previously served as a CEO of Minnesota International Medicine — Jordan and as a CTO of Brick2Click, a leading technology and mobile-commerce development company in Amman, Jordan.
Mr. Aloyoun holds Bachelor of Science in Electrical Engineering from University of Jordan. He has taken Graduate Coursework in Electrical Engineering and Computer Science at Texas A&M University, College Station, Texas, USA and has completed Strategic Business Management
I am an AML / CTF professional with 14 years experience working within the banking sector .
Alawneh Exchange is the biggest exchange house in Jordan with 40 branches , and more than 900 employees .
As Compliance Director , I report directly to the GM and Deputy GM ,and manage a team of 23 employees ,looking after all compliance , AML / CTF and Sanction for Alawneh Exchange .
has more than 13 years’ experience in internal as well as external audit, she worked with kpmg for almost 7years and moved to Royal Jordanian as internal auditor, she IS holding BA in accounting, AND Also CFE certified.
Mrs. Abdel Hamid is seasoned HR professional. She has wide range of expertise in Organizational Development, Strategy Building, and Business Plans. She has an extensive cross-functional experience in Human Resources, talent management, talent acquisition, and retention.
Mrs. Abdel Hamid is the Human Resources Director at Jordan Aircraft Maintenance Company “Joramco” since 2011. Some of her achievements are developing HR policies, procedures, and systems to bring Joramco up to date with professional HR standards and compliance, leading many projects for organizational development aiming to transform the organization to performance-driven culture. Also, she is Leading the negotiations with Labor Union in different situations; being part of the senior management of Joramco, she is heavily involved in the strategic direction of the company. Prior to Joramco, she has worked in education, training, and development industries. She was the managing director at Luminus Group, one of the leading educational institutions in Jordan.
Mrs. Abdel Hamid has a master’s degree in business administration (MIS) and bachelor’s degree in science. Professionally she is holding PHRi .
Mr. Ahmad Amoudi
Operation Director of CRIF Jordan
Ahmad Amoudi, Managing Director of Crif Jordan – Jordan’s first credit bureau, with the vision and leadership insights to strategically plan, direct and control Crif Jordan’s operations in order to build a solid and sustainable credit risk reference for the financial sector. Ahmad is an executive with a Graduate Degree in Business Administration from New York Institute of Technology and 33 years of work experience. He has a proven track record of achieving growth through strategic management and is fully committed to supervising and developing Jordan’s Credit Bureau by liaising with local stakeholders, credit providers, banking and microfinance organizations to create a world-class credit bureau serving Banks and the financial industry in Jordan.
السيد ياسر هو من مؤسسين شركة ابو شيخة للصرافة التي ابتدات اعمالها في سنة 1994 بمقرها الرئيسي بشارع وصفي التل لتتشعب و تتوسع لاحقا ل 17 فرعا لتغطي جميع انحاء المملكة و قد كان صاحب فكر ريادي بالسوق الصيرفي بتقديم خدمات نوعيه تلبي حاجة العملاء بمختلف المجالات و على مدار العام. هذا و قد كان داعما و بشكل مستمر على مدار السنوات السابقة لاهم الاندية الرياضية في المملكة و في النشاطات الداعمة لشباب المجتمع. كما و انه يحرص دائما على مواكبة افضل الممارسات و الخدمات الصيرفيه و الرقابية حول العالم لضمان المحافظة على ريادة شركة ابو شيخة للصرافة على المستوى المحلي و الاقليمي. و قد انبثقت رؤيته خلال رحلة نجاح الشركة بالاستثمار الدائم و المستمر بتطوير العامل البشري و الذي يعتبر شركا اساسيا في معادلة النجاح.
Fadi Al-Tawabini is the Operation Director of CRIF Jordan – the first licensed credit bureau in Jordan – with more than 23 years of hands-on experience in Operations, Business Development, Marketing, Microinsurance & Banking.
Fadi has artfully balanced workplace objectives and productive relationships, inspiring strategies and insightful suggestions to achieve a competitive business edge. His leadership and communication strengths have enabled his professional growth.
Managing the Credit Group that is responsible for studying and putting recommendations and Credit decisions on all the Credit proposals prepared by Business Groups: “Corporate Banking, Small and Medium Enterprises Banking and Retail Banking Groups” in addition to the credit proposals provided from the remedial and reconciliation group.
Member of the board of directors in the following companies:
Courses and Certificates:
As the Information Security Risk Manager at Housing Bank for Trade and Finance (HBTF), Mais leads a team of security specialists that oversees the identification, assessment, and mitigation of cyber risks across the bank’s operations and systems. Mais has over 10 years of experience in information and cyber security, IT risk management, and compliance, working with various technologies, frameworks, and standards.
Mais holds a bachelor’s degree in computer and communication engineering and an MBA in management. Mais also possesses multiple professional certifications, including CISSP, CISA, CISM, CRISC, CoBIT 5, ISO27001 LI, ISO 22301 LI, and CCNA R&S, which demonstrate Mais’s expertise in complex security architectures, risk management, and governance frameworks. Mais is proficient in using Venafi Platform, a leading solution for machine identity management, as well as network security and compliance tools. Mais is passionate about enhancing the bank’s security posture and resilience, and delivering value to the stakeholders.
السيد موسى عيسى رجا الموازرة، حاصل على بكالوريوس ادارة عامة – كلية التجارة- الجامعة الاردنية 1980
اهم الخبرات العلمية والوظائف التي تم اشغالها:
1. 9/7/1980 – 30/10/1982 ديوان الخدمة المدنية.
2. منذ سنة 1982 مقدر في مديرية الشركات المساهمة – دائرة ضريبة الدخل.
3. مدير مديرية دخل ومبيعات غرب عمان.
4. مدير مديرية تقدير وتدقيق كبار المكلفين.
5. مساعد المدير العام لشؤون التقدير ومدير مديرية كبار المكلفين.
6. عضو لجنة الحوفز الاستثمارية في مؤسسة تشجيع الاستثمار من 21/10/2008- 1/3/2012.
7. 21/10/2008 – 1/3/2012 مدير عام دائرة ضريبة الدخل والمبيعات
8 . عضو مجلس ادارة في شركة المدن الصناعية من كانون اول2011 ولغاية 30/4/2012.
9 .مديرمؤسسة الموازره للدراسات والاستشارات المالية والضريبية منذ 1/8/2012
10 . مشارك في عدد من المؤتمرات الدولية والاقليمية والمحلية حول العديد من المواضيع منها التخطيط الاستراتيجي واتفاقيات الازدواج الضريبي وخدمات المكلفين والاستثمار.
السيد احمد عدنان احمد الشرافي
الماجستير في المحاسبة
شهادة المحاسب القانوني الدولي
Icpa,qcpa,cte,vcpa
شهاد خبير الضرائب
Membership:
Work History:
Nabeel started his career in the local auditing companies as a supervisre of external auditing engagaments and responsible for 5 persons. He carried out many vairty auditing engagments in financial, oil and gas, services, trading, industry, and agriculture sectors, as well, he implemented many consulting engagements in taxations and advisory services.
السيد مصطفى عيسى عبدالرحمن اسليم
حاصل على دبلوم برمجة وتحليل نظم من كلية المجتمع العربي 1992/ وبكالوريوس علوم حاسبات من الجامعة العربية المفتوحة
الشهادات المهنية :
• اختصاصي معتمد في مكافحة غسل الاموال وتمويل الارهاب (ACAMS).
• اختصاصي معتمد في الرقابة الداخلية (CICs).
• اختصاصي معتمد في الرقابة والتدقيق الشرعي (CSAA)
• مدرب معتمد (TOT)
• IFRScert
الخبرات :-
– خبرة عملية في المصارف المحلية في الأردن والعربية ولأكثر من 27 سنة في مجال ادارة النظم وتقنية المعلومات وإدارة العمليات والفروع والامتثال والرقابة الشرعية والتدقيق الداخلي
– يعمل مصطفى حاليا في المصرف العراقي الاسلامي للاستثمار والتنمية (IIB) في العراق كمدير دائرة الرقابة الشرعية والتدقيق الداخلي (7-2019 الى يومنا هذا)
– حاصل على العديد من الشهادات الفنية والمصرفية
Twenty-Two years of experience across senior management roles in Risk Management, Insurance, IT, and Real Estate, in MENA, Jordan, and Qatar with a solid background in Strategic Planning, Corporate Governance, and Internal control.
A Certified Risk Professional (CMIRM) from the Institute of Risk Management U.K and a frequent speaker at conferences and round table discussions on Risk Management, ICT, and Cyber Security. A multiple winner of MENA Corporate Risk Awards and Corporate Risk Manager of the year (2017) by MENA Insurance Review Magazine.
Education:
2021- 2023 Doctorate in Business Administration (Data Analytics and BI)– WestCliff University – USA
السيد مثقال عيسى مقطش
المؤهلات العلمية :
بكالوريوس الاقتصاد والتجارة – الجامعة الاردنية
دبلوم الاعمال التجارية/ التسويق – المملكة المتحدة / مانشستر
الدبلوم المتقدم في الاعمال التجارية – المملكة المتحدة – ماشستر
دكتوراة في الاشراف الفني والاداري على صناعة التأمين – المملكة المتحدة ” تقديرا للانجازات المتميزة في البحث والتدريب والتأليف في حقول التأمين المختلفة”.
الشهادات المهنية:
مستشار دولي معتمد للتدريب الاحترافي – امريكيا
مستشار الادارة المعتمد – كندا
مدرب معتمد – الاردن والعالم العربي
المؤلفات:
كتاب الاقتصاد المجتمعي _ التخطيط الاستراتيجي والامن الغذائي – 341 صفحة
كتاب التأمين وادارة المخاطر – 155 صفحة
اكثر من 2000 مقال ودراسة وتحليل تأميني واقتصادي
التصنيف : مستشار دولي/ محلل اقتصادي/ محاضر
FreeLancer Consultant for Treasury and Investments (Conventional and Islamic).
Education:
Experience:
CEO / Al Bostan Investments Co. Amman Jordan.
Training & Consulting Fields:
Training courses for different banking areas in Treasury and Islamic Investments structures and Islamic Financing Techniques, Credit and Risk.
Certified Trainer for several Banking Institutions (Jordan, Libya, Syria, Tunis, Qatar, Iraq, and SA) for the following Banking Fields:
– Treasury and FX Managements. (Basic and Advance)
Member of:
Ali Al-Tayeb is an experienced Banking and Audit professional bringing over 25 years of global leadership experience in the domains of Banking, Governance, Internal Audit, Risk Management, Compliance, Internal Controls, and Cyber/Information Security Management. Before joining Gulf Bank, Kuwait as AGM-Internal Audit, Ali had worked in Kuwait Finance house as Data Protection Officer (DPO) & Group Information Security Management; before that, he was the group head of IT Audit function in KFH Group. Also, Ali worked as an Audit Manager for bank Operations and IT with Jordan Kuwait Bank. He has worked with a multi-banking function (Branche’s operation, IT, and Audit) in Al Etihad Bank in Amman, Jordan.
Professional Specialties:
Banking Operations, Internal Audit, Risk Management, BCM / DRP, Project Management Cyber Security Management, Leadership People Management, Data/Business Intelligence, Forensic & Financial Crime, Governance & Compliance, Internal Controls, Data Protection, Data Privacy, Transformation Program.
Education & Professional Certificates:
Professional Certificates:
Education:
Technical Skills and core competencies & qualifications:
Professional Membership:
2022 – present | Risk management professionals forum
2021 – present | GARP membership (financial risk professionals)
2020 – present | Member at Regional CSR (corporate social responsibility)
2013 – present | Member at IIA global (global Institute of internal Auditors)
Chief Auditors | Jordan Audit bureau
MSc,CFM,CRP,CBA,CICA,،CSA
Certified auditor, Certified Financial Manager, with 25 years of experience in internal and external auditing, financial management, accounting, statutory compliance and banking.
Pursued an extensive and in-depth exposure in Governmental non-for profit organization, utilities, financial institutes and regulatory authorities through application of modern technical management tools gained through professional experience, practical application and continuous research and study of global best practices.
Trainer in the following :
Senior Financial Analyst | Central Bank of Jordan
EDUCATION:
University of Jordan, Faculty of Business/Finance (Banking), GPA: 3.36/4, Very Good.
PROFESSIONAL CERTIFICATION:
• Certified Anti-Money Laundering Specialist (CAMS), Apr. 2013.
• International Advanced Certificate in Compliance (ICA), Apr. 2014.
• Certified Islamic Specialist in Governance and Compliance (CISGOV), Jul. 2014.
• Certified Advanced AML Specialists (CAMS-AUDIT), May 2017.
• ICA Specialist Certificate in Combating the Financing of Terrorist (ICA/CFT), Nov.2020.
• Certified Compliance Manager (CCM), Dec. 2020.
• ICA/KYC and CDD, May 2021.
• IBS Certified Trainer (TTT), Aug. 2021
Construct Furniture Company Limited | Regional Manager
Experienced Management Consultant with 28 years of experience, in the Furniture and Woodwork Industry, and in managing the Engineering department, with outstanding leadership, presentation and communication skills. Background includes comprehensive knowledge of managing and developing furniture retail stores and overlooking factory operations, managing the engineering division, and overlooking all engineering projects which include Government projects, Hotel projects, & Residential projects.
ACADEMIC BACKGROUND
PROFESSIONAL AND WORK EXPERIENCE
PROFESSIONAL TRAINING & CERTIFICATES
INTERNATIONAL EXHIBITIONS
Attended exhibitions and forums in:
MEMBERSHIPS
Hakam has a 14 years experience in banking industry ,in the fields of Commercial ,SME &Corporate finance, with solid background in business,Credit Risk &financial analysis.
Hakam is currently a Team leader in corporate business department at jordan kuwait bank,in addition, He is a member of several professional associations and forums.
Certificates:
Hakam holds a bachelor degree in Marketing from University of Jordan ,and a Masters degree in business Management from Brunel University london.
Senior Accounting and Finance Executive
Financial Innovation, Digital Transformation, Turnaround Strategies Cash Flow Management, Funding Acquisition, Restructuring Predictive Analysis, System Conversion, Catalyst for Change .
Ahmad Awartani is a visionary and highly accomplished Finance Executive with a strong background in finance and a wealth of diversified experience, defining and delivering successful strategies and right tone to build and revitalize organizational effectiveness and competitive advantage, embracing an outstanding work ethic, creating shareholder value, and never compromising on the highest standards of accuracy. Demonstrating polished communication skills and natural authority, Ahmad is an insightful, analytical and charismatic Thought Leader benefiting from excellent leadership and management capabilities which have been proved in a Big 4 Audit firm, and in an international environment – Blue Chip Organizations working within Executive teams and providing advice and decision support to Boards. Currently he is the CFO at Tamer Healthcare (Part of Tamer Group) – Saudi Arabia for a year now, the leading supplier of pharmaceutical products and medical equipment in the Arabian Peninsula.
At Lafarge Holcim Jordan, Ahmad the Country CFO embarked on intense assignments to sustain operation and grow the business, through Insolvency petition, economic and debts restructurings, organizational design – HCR , health insurance optimization and WC finance.
As Chief Financial Officer at the $150m+ Al Khalidi Hospital & Medical Center (KHMC), Ahmad designed the valuation and feasibility model to cover renovations and medical expansions. Arranged debts acquisitions to fund operations, benchmarked processes, and assessed the assets inventory & tagging exercise.
Prior to this, Ahmad was Financial Controller for International Cards Company (ICC) in Jordan, handling major assignments for MasterCard Jordan and InfoTech Systems Jordan. He successfully participated in the ICC – MasterCard Initial Public Offering (IPO), floating on ASE, and submitting reports to fulfil listing requirements. He also led successful implementation of a new ERP (Way4) system across the company.
Previously Ahmad was Group Reporting Supervisor for Hikma Pharmaceuticals Group Plc USD 2.5 B+, where he played an integral part in the USD$125m Initial Public Offering (IPO) process, listing company shares on the London Stock Exchange (LSE), and preparing the company Prospectus in coordination with Merrill Lynch International. He also managed the integration of Hikma Group’s acquisition of IBPP Subsidiary based in Milan, Italy, aligning operations with Group guidelines and policies.
Ahmad’s financial career began in 2001 when he joined Deloitte’s Middle East office, Saba & Co, where he rose to Senior Financial Auditor managing a team on major audit assignments across a broad range of industries. Ahmad has a degree in Accounting from the University of Jordan, with numerous professional certifications to his name, including CIA, CMA, CFM and CRP.
المدير التنفيذي – إدارة قطاع المخاطر – أمين سر مجلس الإدارة | بنك الأردن
الشهادات العلمية:
– ماجستير محاسبة سنة 2002 من الاكاديمية العربية للعلوم المالية والمصرفية / الاردن .
– بكالوريوس محاسبة سنة 1990 من جامعة المنصورة / جمهورية مصر العربية .
الخبرات العملية:
– المدير التنفيذي / إدارة قطاع المخاطر في بنك الأردن منذ 26 / 9 / 2019 ولغاية تاريخه.
– المدير التنفيذي /إدارة قطاع الامتثال والمخاطر في بنك الأردن منذ 24 / 4 / 2017 ولغاية 25 / 9 / 2019 .
– حاصل على شهادة Board of Directors certified program سنة 2018 من مؤسللسللة التمويل الدولية . (IFC)
– ﻣﺳـؤول ﺗـطـﺑـﯾـﻖ ﻣـﺗـطـﻠـﺑـﺎت ال FATCA Responsible Officer–FATCAﻣـﻧـذ ﺗـﻣوز 2017 ولغاية 30 / 11 / 2020.
– امين سر مجلس الإدارة منذ 18 / 4 / 2017 ولغاية تاريخه.
– المدير التنفيذي / إدارة الائتمان في بنك الأردن منذ 2 / 4 / 2017 ولغاية 23 / 4 / 2017 .
– المدير التنفيذي / إدارة الائتمان في بنك الأردن منذ 15 / 12 / 2014 ولغاية 28 / 1 / 2017 .
– مدير دائرة الائتمان ( شركات،تجارية، فروع خارجية) في بنك الأردن منذ 21 / 4 / 2013 ولغاية 14 / 12 / 2014 .
– مدير دائرة الائتمان (الشركات والفروع الخارجية) في بنك الأردن منذ 27 / 4 / 2009 لغاية 20 / 4 / 2013 .
– مدير دائرة مخاطر ائتمان الشركات في بنك الأردن منذ 28 / 10 / 2007 لغاية 26 / 4 / 2009 .
– مدير التمويل المتخصص في بنك الاسكان للتجارة والتمويل من 7 / 9 / 2003 لغاية 28 / 10 / 2007 .
– مدير حسابات الشركات في بنك الأردن والخليج (البنك التجاري حالياً) منذ 13 / 10 / 2002 لغاية 6 / 9 / 2003 .
– ضابط ائتمان تجاري في بنك الإسكان للتجارة والتمويل منذ 28 / 5 / 1998 لغاية 12 / 10 / 2002 .
– ضابط قروض تسهيلا في بنك الإسكان للتجارة والتمويل منذ 3 / 5 / 1992 لغاية 27 / 5 / 1998 .
اﻟﻌﺿوﯾﺔ اﻟﺣﺎﻟﯾﺔ ﻓﻲ ﻣﺟﺎﻟس إدارة اﻟﺷرﻛﺎت اﻷﺧرى:
– عضو مجلس إدارة بنك اﻷردن – ﺳورﯾﺔ
السيد مازن عبدالسلام الخطيب
– ماجستير إدارة اعمال /إدارة المخاطر
Within the FinTech domain, Saif is spearheading Products & Innovation at Gate to Pay, in addition to steering strategic partnerships and alliances. Specialized in the digital payments space, Saif strives to shape the future of both FinTech and the Digital Innovation industries within the MENA region.
Certifications / Previous Experiences:
• University of Exeter, United Kingdom , BA (Hons.) Business and Management
Head of Risk Management | Blom Bank- Jordan
QUALIFICATIONS:
EXPERIENCES:
IN THE ACADEMIC FIELD :
Dynamic, results-oriented leader with a strong track record of performance for over twenty years. Utilize keen analysis and insights and team approach to drive organizational improvements and implementation of best practices. Superior interpersonal skills, capable of resolving multiple and complex (sales, human resources, legal, financial, operational) issues and motivating staff to peak performance.
Developed and built own business to become the biggest exchange house in the kingdom, which was achieved through monitoring all facets of company’s operations including client relationship management, risk management, cost and budget management, investment management and infrastructure development.
Education
Affiliations
Professional Certificates:
Holding a vast and enriching experience with over 40 years occupying managerial positions within the Installment Credit as well as Life & General Insurance fields.
Throughout my experience in the finance of installment credit; it started with the Commercial Facilities Company located in Kuwait, as a Branch Manager, handling all employees’ performance, underwriting for financing the consumer products and personal loans.
Additionally, I held the position of Assistant General manager at Bindar for Trading & Investment Company located in Jordan; where I used to supervise and manage the Customer Service department; Customer Account; and the Marketing department.
As for the Life & General Insurance field. I have been working within this sector since 1992 till date.
I started my journey with the Insurance field with ALICO (American Life Insurance Company – Jordan) where I spent over 18 years of experience with them. Held the position of Agency Manager for over 7 years handling the recruitment of its employees and train them to Life & medical Insurance market, planning strategic goals and achieving them with the team.
In 2010 I have established the (Insurance Gate) a fully owned Insurance Services Brokerage &Consultation in Life & General Insurance company; applying and using the extensive experience I have gained in the insurance sector. Since then I have been managing the company operations, and making assure that all parties within the contract are satisfied.
Moreover, I’m providing professional consultation related to life and medical insurance.
MSc, CISM, CEHv8,CRISC , COBIT 2019,CPT, ISO27001 LI LA
Tamer Alajrami is a Cyber security specialist, currently tamer is a head of Cyber and information security on leading bank in Jordan managing Cyber and information security program, He has a strong experience of managing cyber security incidents and strong experience of implementing and designing Information security management system, Cyber security program, PCI-DSS and ISO 27001 implementation in many banks in Jordan. His primary areas of training and awareness are cyber security and digital risks. He also a public international speaker in cyber security fields.
Tamer Al-Ajrami has a strong experience in building security operation centers and in event analysis and incident handling. He has a Master’s degree in Computer engineering from the German Jordanian University; His academic thesis explores the information security issues in big data analysis and data classification.
Tamer worked at information security field since 2011, his professional experience includes IT security, Cyber Crime and Cyber Security. He has a lot of Cyber security international certificates listed in the below:
1- ISACA Amman chapter President
2- Certified Information Security Manager CISM
3- Certified in Risk and information security controls CRISC
4- Certified Ethical hacker
5- ISO 27001/2 :2013 Lead Auditor and lead Implementer Certificate
6- COBIT 5 Foundation
7-COBIT 2019 Foundation
Mr. Yazan Sawalha
Compliance supervisor | Credit Card Service Company (CSC)
بكالوريوس اقتصاد – الجامعة الهاشمية
الوظيفة الحالية
Compliance Supervisor | Credit Card Service Company (CSC)
خبره عملية 7 سنوات – لدى بنك الاردن ، البنك العربي
وشركة دينارك
Around 17 years of banking experience in many fields:
Master degree in banking with several professional certificates:
1. Global academy of finance and management/USA
2. ISACA
3. Grant Thornton -UK
MSc, CISM, CEHv8,CRISC , COBIT 2019,CPT, ISO27001 LI LA
Tamer Alajrami is a Cyber security specialist, currently tamer is a head of Cyber and information security on leading bank in Jordan managing Cyber and information security program, He has a strong experience of managing cyber security incidents and strong experience of implementing and designing Information security management system, Cyber security program, PCI-DSS and ISO 27001 implementation in many banks in Jordan. His primary areas of training and awareness are cyber security and digital risks. He also a public international speaker in cyber security fields.
Tamer Al-Ajrami has a strong experience in building security operation centers and in event analysis and incident handling. He has a Master’s degree in Computer engineering from the German Jordanian University; His academic thesis explores the information security issues in big data analysis and data classification.
Tamer worked at information security field since 2011, his professional experience includes IT security, Cyber Crime and Cyber Security. He has a lot of Cyber security international certificates listed in the below:
1- ISACA Amman chapter President
2- Certified Information Security Manager CISM
3- Certified in Risk and information security controls CRISC
4- Certified Ethical hacker
5- ISO 27001/2 :2013 Lead Auditor and lead Implementer Certificate
6- COBIT 5 Foundation
7-COBIT 2019 Foundation
Senior corporate credit risk | housing bank for trade and finance
Previous experience :
Other relevant information :
Seasoned banking and management consulting professional with extensive, thorough, and diversified Operations, Information Technology, and Program Management experience with domestic and international banks. Excellent record of accomplishment achieved through ownership and successful execution of large transformational strategic projects in the areas of Core Banking Systems, Shared Services Infrastructure, BPI, BPM, BPR, Operations Efficiency, Policy & Procedures, PMO, Operational Risk, and Corporate Governance.
Major achievements include BPM projects at AMAN Bank, Libya, back-office operations transformation program at Arab Bank plc Jordan, ownership, and execution of Arab Bank plc, Gulf Shared Services Center in Dubai, implementation of Core Banking System, and back-office operations transformation program at Cairo Amman Bank (Jordan & Palestine).
University graduate in LL.B. Law. Fluent in Arabic and English.
Board Member – Arab Jordanian Insurance Group
Board Member – Jordan Commercial Bank
Mr. Sahel Al Beitar
Executive Head of IT – CIO | Housing Bank for Trade and Finance
An IT professional, with solid, diversified, comprehensive and integral experience in the field of IT Governance, IT Risk Management, IT Security , Data Protection/Privacy, IT Service Management, Strategic planning, Portfolio and Projects Management, Quality Management, Policy and Procedures, Process re-engineering in multinational organization, and being responsible for heading key projects for leading financial institutions and IT solutions providers in the Middle-East,
PROFESSIONAL Certification:
Risk, Governance and Internal Audit Consultant
10+ years of experience in consulting across various sectors and different areas including:
Education:
Finance professional
Experienced Finance professional with over 12 years of accomplishments leading a reputable company based in Jordan.
In-depth experience in the fields of AML, end-to-end compliance, risk management and quality assurance in banking. Having excellent communication, interpersonal, and problem-solving skills.
Demonstrated ability of effective stakeholders and decision-makers management to identify areas of inefficiencies and develop strategic solutions.
Ruba holds several professional and academic certificates
Publications
Experience :
40 years in the services of the insurance industry in the Arab world. worked in 5 Arab countries in top managerial positions.
Education:
Internal Audit manager | Orange Jordan
Head of Risk and Internal Control and Compliance Department | Internaitional MICRO FINANCE
With Experience exceeding 20 years in banking, Insurance, and Microfinance sectors, with specialty and focusing at Risk Management, Compliance, Corporate Governance, Credit Risk and Review, Internal Control, and Internal Audit.
Key competencies gained through experience:
SEDRAPAY |Founder, CEO
Senior tech-executive offering 20+ years of experience with a record of verifiable success in business startups, business strategy and team leadership. A highly respected serial entrepreneur who founded several startups including Gate to Pay, Blessed Tree IT and SEDRAPAY.
Credit Risk Unit Head / Corporate | Bank of Jordan (BOJ).
Work:
Education:
Courses & Certification:
General Manager | Arab Jordanian Insurance Group
12 Years of experience in Managing Insurance Companies.
Financial Crime/Compliance Professional
Expert Financial Crime and Regulatory Compliance Professional specialized in the field of combating Money Laundering, Terrorist Financing, Bribery and Corruption, Fraud, Tax Evasion in addition to Sanctions/Embargo programs compliance, with considerable years of experience at large international banking institutions such as HSBC, Arab Bank and Standard Chartered, along with extensive related knowledge across multiple lines of business and functional areas including Operations, Risk Management and Legal.
Holder of a PgC in Law (International Finance and Banking Law) from the University of Liverpool – UK and is a Certified Anti Money Laundering Specialist from ACAMS-USA.
CEO | Chapters Consulting & Training
Consultant & Board Member of regional and local corporations
Senior Legal Advisor
Ph.D., MBA in Banking and finance
Current Position: Trainer and consultant in Banking and Finance, Corporate Governance.
Professional experience:
CPA, JCPA, CCSA, CORE I & II
Experience: Has 28+ years of intensive experience in the following fields:
Professional and Academic Certificates:
Work Experience:
Executive Manager Treasury & Corporate Banking | Abu Issa Holding – Qatar
30+ years of Outstanding experience in various fields, with a demonstrated history of working in the Banking Industry- both conventional and Islamic- and companies starting from Arab Bank plc, Arthur Andersen, Islamic International Arab Bank, Syria International Islamic Bank, Qatar General Insurance and Reinsurance Co, Trust Bank Algeria and Abu Issa Holding Co. where I Contributed to various major roles in Strategic Planning Business Development & ExpansionPolicy & Procedures Customer Relationship Management Team Building Training & DevelopmentIssues Resolutions Project Management
qualified with a MSc focused in Islamic Banking and Finance from University of Banking and Financial Sciences.
Played a major role in establishing Islamic International Arab Bank in Jordan with a strategy of expanding the branches network and building policies and procedures then headed the Trade Finance Department as an experienced professional in Trade Finance
Key person in the foundation of Syria International Islamic Bank as Regional Manager and member of High Management Board of SIIB with Strong skills in formulating market entry strategies and breaking entry barriers for new tie-ups and alliances with top corporates in Syria; Skilled in conceptualizing growth initiatives, creating concepts and pioneering entry into new & challenging territories.
As an Assistant General Manager for Trust Bank Algeria worked closely with sharia board on Islamic Banking products innovation, conception and enhancement to facilitate business development, marketing, brand positioning, sales performance management, service delivery model to drive Branch distribution strategy for an Islamic window in conventional branches of TBA
2016 joined Abu Issa Holding – Qatar, leading group’s investment portfolios to ensure financial success, proactively seeking new banking opportunities for the group, conducting risk assessments on investment options and reporting them to the shareholder while preserve trusting strong relationships with local and regional banks and responsible for up-to-date compliance, KYC and client profile on each of the 50+ group company
Mr. Mohammed Swais
Head of Market risk & Treasury middle office | Egyptian Arab Land Bank
He has more than twenty years of banking experience in many fields :
He Has Bachelor degree : Banking and financial science
Other relevant information
Moreover, he attended intensive courses
Participating 3 risk management conferences during 2014-2018
Membership.- Risk Management Professional Forum (chief market risk and liquidity committee).
– Jordan Forex Association
Corporate Audit Manager at FINCA International _ Jordan.
+15 years of experience in Internal Audit, Corporate Governance, Compliance & Finance.
RCSA_ Risk Internal Control Self Assessment Program Advisor,
Polices & Procedures Review Expert.
Membership :
IIA, IMA, JACPA, CRMA Candidate.
Previous work experience:
• Manager of Operational Risk Department at Bank of Jordan(Nov/2021 – Dec/2021).
• Head of Operational Risk Unit at Housing Bank(Mar/2017- Nov/2021).
• Operational Risk Officer at Housing Bank(Aug/2012 -Mar/2017).
• Credit Review Analyst at Housing Bank(Mar/2005 -Aug/2012).
Experience:
17 years of intensive banking experience in the following:
• 7 years of experience in the field of Credit review for middle businesses include analysis of clients’ financial statements, cash flow projection, and SWOT analysis.
• 10 years of experience in the field of operational risk management include :
• Management of operational Risk based on Integrated ERM framework with regard to COSO Basel Accords, and CBJ regulations.
• Part of building risk management strategy and action plan.
• Building risk management policies, frameworks, and reports.
• Building comprehensive risk assessment for different business units, processes, corporate risk profile, and outsourcing services
• ICAAP (Internal Capital Adequacy Assessment Process) related to Reputational risk and Strategic Risk.
• Operational risk stress testing scenarios.
• Conduct risk assessment and self -assessment workshops.
• Leading the operational risk awareness sessions.
• building of a database of Key Risk Indicators ,key controls, and loss collection and prediction.
CERTIFICATIONS:
• B.S. Business Administration/Accounting/University of Jordan
• CMA (Certified Management Accountant)
• CPT (Certified Professional Trainer)
• COBIT5 Foundation Certification.
• CORM (Certified Operational Risk Manager)
• CORE (Certified Operational Risk Executive)
• Specialized Professional Diploma Program in Risk Managemnet and Basel Accord.
CAMS, ITIL | Internal Control Manager | Orange
Secretary General of Arab Countries Water Utilities Association (ACWUA)
Eng. Khaldon Khashman is the Secretary General of Arab Countries Water Utilities Association (ACWUA), moreover a member of the Strategic Advisory Group for the UN Water monitoring the achievements of SDG6 likewise in other national and international institutions.
Eng. Khaldon graduated from NED University of Engineering and Technology in Karachi, and now he is an international expert in the water utilities management. He served water sector in Jordan for more than 35 years, his journey started at the Jordan Drinking Water Corporation in early 1980s and then proceeded to play different vital roles in Jordan’s water sector. These roles may include but not limited to: Chairman of the board of Jordan Water Company (Miyahuna), a board member of Water Authority of Jordan, Secretary General for Jordan Ministry of Water and Irrigation, CEO of water administration in northern governorates (which known now as Yarmouk Water Company), Manager in Balqa governorate and Zarqa governorate. Furthermore, he was member of board of directors for number of national companies like Aqaba Water Company, Jordan Water Company (Miyahuna), Irbid District Electricity Company, among others.
Since 2009 and up to this date, Eng. Khashman has been Secretary General for ACWUA. He strongly believes that exchanging knowledge and expertise among water utilities in different part of the world is very crucial in developing sustainable solutions to withstand water sector various challenges. Thus, he is pursuing this through leading ACWUA as global center of excellence that earnestly willing to work in partnership with water and wastewater utilities in the Arab countries and other countries, on building capacities within the utilities, instituting best practices and eventually enabling utilities to achieve their objectives.
works at the Risk Management and Insurance/Finance Department | University of Jordan/Aqaba
Dr. Jamil J. Jaber has a Ph.D. in actuarial statistics and credit risk in 2021.
He works at the Risk Management and Insurance/Finance Department at the University of Jordan/Aqaba. Dr. Jaber, has exceptional performance as an academic staff and a researcher as well. Dr. Jaber has been teaching specialization courses in the undergraduate programs (“BA. of Risk Management and Insurance” and ”BA. of Finance”) since 2012 up to now. He is an exceptional researcher in financial risk and actuarial models. Dr. Jaber has strong experience in research in financial performance, market risk, credit risk, insurance companies, and actuarial statistics. Dr. Jaber published many articles in Scopus and Web of Sciences (ISI) Journals.
Audit & Risk advisory senior Manager| Mazars
Israa Momani a professional Banker with over 15 year’s broad experience with leading reputable Banks and Risk Advisory Firms in Jordan and Qatar.
Israa skilled in all aspects of Bank auditing, Strategic- operational and cyber security risk management, compliance, AML, and strategic planning with high level interpersonal & communication skills incorporated with integrity, objectivity, confidentiality & competency.
Israa holds several professional and academic Certificates
President at GAFM Global Academy
Experience:
Qualification :
Specialist Compliance Advisory and Governance | QNB Group
Experience:
Education:
Certificates:
Risk Management Manager | Central Bank Of Iraq
د. فلاح سليم فالح / مدير إدارة المخاطر في البنك المركزي العراقي حالياً
حاصل على شهادة الدكتوراه في إدارة الاعمال / جامعة (UTHM) الماليزية
عمل كمحلل مخاطر معتمد / مسؤول شعبة إدارة المخاطر التشغيلية في المكتب
الأوسط / دائرة الاستثمارات بعدها العمل كمسؤول شعبة المخاطر المالية في
البنك المركزي العراقي
الشهادات المهنية
حاصل على شهادة دولية بالعمل على منظومة بلومبيرغ
حاصل على شهادة دولية بالعمل على شاشة رويترز
حاصل على شهادة التدقيق المبني على المخاطر / الفدرال ريزيرف.
النشاطات والمساهمات
مقيم علمي في مجلة البنك المركزي العراقي.
إقامة برامج تدريب لتأهيل كوادر إدارة المخاطر في القطاع المصرفي.
محاضر في احدى الجامعات العراقية لتدريس مادة إدارة المخاطر.
ا الاشتراك في العديد من المؤتمرات العلمية واللجان.
Qualifications
Mr. Eyad is a Certified Internal Auditor CIA®, with 15 + years’ solid experience in banking and public sector combined with strong management and interpersonal skills, he held various senior positions in internal Audit, IS audit with broad exposure to Fraud Auditing, Internal Control, Compliance, Banking, Training, effectively build governance best practices, manage risks and optimize opportunities.
Freelance | Credit & Risk Management Consultant
AVP/ Information Security & Business Continuity Manager | Bank ABC (Jordan)
Cisco Certified Network Professional (CCNP)
Mrs. Bayan Abu Al-Sorour
Compliance manager | Musharbash
Highly motivated and experienced contributor with more than 6 years of professional experience in the field of AML/CTF and regulatory compliance while being associated with reputable financial organizations and with proven records of achievements. Certified Anti Money Laundering Specialist (CAMS) and Certified Compliance Manager (CCM)
Having excellent ability to manage multi-disciplinary projects and to navigate complex challenges with constant focus on Innovation, Optimization & Growth.
Ingrained confidence to interact with individuals at all levels in a multi-cultural, multi-national and multi-time zone environment with a focus on developing and maintaining “TRUST”of all internal and external customers and stakeholders.
Have played a vital role in many projects related to Fraud Prevention, Compliance Program Enhancement, Screening, Automation, Due Diligence , In addition to process mapping and standardization.
Financial and Administrative Manager | AYA E-payment services
Holds a master’s degree in accounting in 2020 and also a bachelor’s degree in accounting in 2011 from the Applied Science Private University. I have a proven track record of experiences. I currently work as a Deputy Chairman of the Board and an administrative & financial Manager at AYA E-Payment Services, and Acting Audit Manage in Brilliance for Auditing & Consulting, and worked as a financial manager at Philadelphia Book Gallery Company from 2016 until 2017, Audit Manager at Center Ararawi Audit from 2014 to 2016, and accountant at Alshahin Company for Metal Industries SHMICO from 2013 to 2014 in Saudi Arabia, and also before that at Petra Center Audit, An-Nahar office for Consulting Tax and Accounting.
Also holds several certifications, including Awarded with an Honorary Doctorate Degree in the field of –Accounting-From Diana INTL College |29/ Jun/2021, Certified Management Accountant (CMA), Certified Anti–Money Laundering Specialist (CAMS), Certified Regulatory Compliance Specialist (RCS), Certification of Representation Income and Sales Tax Department, Certification of Tax Expert from Expert Society of Income and sales Tax.
A culturally diverse professional with more than 13 years of experience in Payments Sector, Compliance, Risk Management, Anti-Money Laundering and Financial Crimes Prevention and Detection with a successful track record in the financial sector both on regulatory side as well as the banking front. Motivational and inspirational leader who is capable of coaching and empowering individuals to enable them to fulfill their potential whilst ensuring that they make the positive contribution to the business.
More than thirty years of solid progressive experience in human resource management and organization development in various national, regional, and international organizations. Emphasis on Organizational development, design and restructuring. Also, HR planning, training, policies and procedures, HR start up operations, performance management, reward management and HR management systems.
Mr. Alsharif’s experience includes; organization restructuring, design and implement organization structure also manpower planning, designing, developing and implementing training strategies and development plans; managing the implementation of HRMS; implementation of salary surveys, job descriptions, grades and salary structures; formulating, reviewing & updating HR policies and procedures; supervising the implementation of job evaluations (Hay Methodology) as well as reward and recognition programs.
Furthermore, Implementation of various performance management KPI techniques including the BalancedScore Card.
Work experience:
Professional Certificates:
Chief Internal Audit Officer | Middle East Payment Services (MEPS)
Ahmed Al Qawasmi is the former president of the Institute of Internal Audit – IIA Jordan Chapter, a vice president of the Jordan Association of Management Accountants (JAMA- IMA Jordan Chapter), a board member of Information Systems Audit and Control Association (ISACA Amman Chapter), and a board member of Association of Certified Fraud Examiners (ACFE Jordan Chapter). Ahmed is currently working as an Internal Audit Director at EastNets. Ahmed holds several
Ahmed is a member with several local and international professional associations and has over 16 years of experience with the Big 4 and international companies in Jordan and Middle East in the field of External Audit, Internal Audit, and Financial Consulting, and training for several local and regional business sectors. Ahmed is one of the leading instructors in Jordan and in the region in delivering CPA, CMA, CIA, and JCPA designations and short courses, in addition to that he was an accounting instructor at Yarmouk University.
He is the Assistant General Manager – Group Compliance at Saudi Invest Bank. He has an extensive experience in compliance and anti-money laundering. He worked in several banks, including the Arab Bank, the National Bank of Kuwait, and Bank ABC. He is also a Faculty Board member at ACAMS and an advisory panel member at GCI. He has extensive experience in financial crime prevention, sanctions compliance, offshore tax compliance, Cryptocurrencies, and many other topics.
Expert Financial Crime and Regulatory Compliance Professional specialized in the field of combating Money Laundering, Terrorist Financing, Bribery and Corruption, Fraud, Tax Evasion in addition to Sanctions/Embargo programs compliance, with considerable years of experience at large international banking institutions such as HSBC, Arab Bank and Standard Chartered, along with extensive related knowledge across multiple lines of business and functional areas including Operations, Risk Management and Legal.
Holder of a PgC in Law (International Finance and Banking Law) from the University of Liverpool – UK and is a Certified Anti Money Laundering Specialist from ACAMS-USA.
