Board of Members
Memberships in other Commissions and Boards:
- Chairman- Jordan Elaf for Integrated Solutions/ Gate to Pay
- Vice President- International Union of Arab Banks
- Managing Director – First International Consultancy & Arbitration
- Board Member – Jordan Kuwait Bank
- Member/ Board of trustees/ Head of Audit Committee – Arab Academy for Banking and Financial Sciences
H.E Dr.Marwan M Awad was formerly:
- Minister of Finance
- Secretary-General- Ministry of Industry & Trade
- Chairman/ Board Member – Several national and regional companies & Financial Institutions
- CEO/ GM- Jordan Ahli Bank, Industrial Development Bank, Qatar Islamic Bank, Middle East Investment Bank
- Publisher of several books and articles/ lecture in finance, banking, and management.
Banking Executive & Financial Consultant
Seasoned banking leader and financial consultant with 30+ years of experience in corporate banking, credit risk management, and financial restructuring across Jordan and the region. Proven expertise in managing multi-billion-dinar corporate portfolios, structuring syndicated loans, and advising major business groups on financial recovery and capital optimization.
Education
• Ph.D. in Management – Business Process Reengineering & Financial Technology
• M.A. in Banking & Finance, Arab Academy for Banking Studies
• B.A. in Management, University of Jordan (1988)
Professional Experience
Banking & Financial Consultant / Corporate Restructuring Advisor Freelance | 2016 – Present Deputy CEO, Head of Corporate Banking Group Jordan Ahli Bank | 2011 – 2015Assistant General Manager – Head of Corporate Department Jordan Ahli Bank | 2004 – 2011Executive Manager – Corporate Department Bank of Jordan | 2002 – 2004Unit Head – Corporate Department ABC Bank | 1993 – 2002
Board Memberships & Committees
• Board Member: Sally Group (2023 – Present)
• Board Member: Al Ahli Leasing Co. (2011–2015)
• Board Member: ABC Financial Investments (2000–2002)
• Member: ALCO, Credit, Management & Investment Committees – Jordan Ahli Bank
A Banking Leader, equipped with 30 years of solid experience in the sector, with proven track record of accomplishments in raising banks’ efficiency by applying solid strategically aligned controls within a rigorous corporate governance framework that helps the business grow under well-managed risk and rationalized executive management scope.
A diversity of high level exposure gained while working with regulatory parties, combined with heading audit, risk, compliance and active involvement in business executive roles .
Education:
1997 – 1998 MSc In “International Banking and Financial Studies”.
Heriot -Watt University – United Kingdom
Professional Certifications & Memberships:
-
Board Member/Al baraka bank Syria/member Board Audit &Compliance, and social responsibility Committee.
-
Board Member/Al baraka Bank Sudan/Chairman Board Audit &Risk, and member Compliance& Governance Committees.
- Certified Risk Professional, CRP – USA
- Board Member/Petra mobile Payment Services co./Orange Group/chief Board Audit Committee.
- Board member/Jordan International Trading center co. plc./ Chief Board Risk Committee, Chief Corporate Governance Committee, member Board Audit committee.
- Member of management commission/Jordanian Association for Investors in Amman stock exchange.
- TV channels interviews/banking and economic arising issues
- Former Board Chairman/Jordanian Pharmaceutical Manufacturing co. plc.
- Former Board Member/Islamic Insurance co. plc./Chief Board Risk Committee.
- Former Member /The National Committee for the implementation of Basel II
- norms on banks in Jordan (Established by the Central Bank of Jordan)
- Former Board member/Darat Jordan holdings co. plc
Career History:
- Jordan Kuwait Bank, Amman – Jordan, 1999 to May 2017 / Head of Risk Management & Compliance Group, Feb. 2010 to May 2017.
- AGM, Head of Internal Audit, May 1999 to Feb 2010
- Member of Senior Executive Committees:
– Executive Management, Assets and Liability Management, Credit Management, IT Steering, Investment, Loans classifying and
provisioning.
– Head of procurement and tendering committee.
- Central Bank of Jordan, Amman – Jordan, 1989 until 1999 / Senior at banking supervision department
Qualifications: Masters in Business Administration, USA 1993
Professional Certificates:
Certified Anti-Money Laundering Specialist (CAMS) USA / 2004
Certified Public Accountant (CPA) USA / 1998
He also studied Risk Management at Boston University in the USA and acquired training at the Federal Reserve Bank of Boston, World Bank, Securities and Exchange Commission.
Professional Experiences:
Mr. Assad has been working in banking since 1994. He has acquired a diverse array of practical
experiences; including business, credit, risk, compliance, and financial analysis. During such period, he held various senior positions at Housing Bank for Trade and Finance being Head of SMEs ,Chief Risk Officer, and Chief Credit Officer.
Mr. assad is currently:
– chairman of board at Al-Daman for Investments
– chairman of board at Alnamothajiah for Islamic Microfinance
– board member at Arab Jordan Investment Bank
Arafat Alfayoumi was the Executive director of Anti-Money Laundering and Terrorist Financing Control Department at Central Bank of Jordan with responsibility of laying down and implementing the general framework of risk management to insure achieving the goals of Central bank effectively. Previously he was responsible for supervising banks and drafting regulation in all areas of banks supervision ,including AML/TCF in accordance with international standards
Lately he was entrusted with the responsibility of heading a new established department “ANTI MONEY LAUNDARING- COMPACTING THE FINANCING OF TERRORISM SUPERVISION DEPARTMENT “
He was seconded to the IMF as an expert to work for Central Bank of Libya for a period of 6 months.
He was the head of Basel II committee, and Basel III committee for preparing regulation for banks operating in Jordan. He also participated in amending the Banking law to incorporate corporate governance aspects, and resolution framework.
Arafat Alfayoumi received a B.A degree in (Banking and Finance) from Yarmouk University. He was selected to Hubert H. Humphrey Fellowship Program during which spent a year in U.S.A/ at Boston University accompanied by Professional development in US – based financial institutions
He is a member of the IFSB technical committee.
Professional Experience
- Regional Manager, BLOM Bank Jordan (2005–Present)Assistant General Manager,
- Export & Finance Bank / Capital Bank (1998–2005)Credit Department Manager,
- Export & Finance Bank (1996–1998)
- Accounts Relationship Manager, Arab Bank (1986–1996)
Education
- Ph.D. in Finance – Amman Arab University (2003)
- Master’s in Finance – University of Jordan (1989)
- B.A. in Accounting – University of Jordan (1984)
- Diploma, Strategic Management in Banking – INSEAD, Paris (2001)
Key Certifications
- Certified Quality Engineer (CQE) – ASQ
- Lean Six Sigma Master Black Belt – Villanova University
- Lean Six Sigma Black Belt (IASSC/ICBB, CLSSBB)
- Lean Six Sigma Green Belt – IASSC
- Certified Board Member in Corporate Governance – IFC
- Certified Public Accountant (ACPA/ASCA)
Leadership & Memberships
- Chairman, BLOM Securities Company
- Board Member, Association of Banks in Jordan
- Member, Global Advisory Board – Global Best Practice Group (UK)
- Member, Jordan Economic Forum & Jordan Strategic Forum
- Trustee & Deputy Chairman – Middle East University
MANAGING PARTNER
Enrolment:
- Member of the Jordanian Bar Association (2006)
- Registered before the Supreme Judge Department in Jordan (2007)
- Listed as Private Mediator by the Jordanian Judiciary Counsel (http://www.jc.jo/node/88)
Education:
- PhD in Law, Durham University, UK, 2009.
- Masters of Commercial Law (LLM), University of Bristol, UK, 1990.
- Bachelor of Law: University of Jordan, 1988
Membership:
- Independent Board Member of Al Etihad Bank plc. – Jordan.
- Partner for Qimam (Saudi and Jordanian university talent competition).
Languages:
Arabic, English
Dr. Nadia is a senior legal 500 lawyer, McKinsey & Co. alumni with over 25+ years of extensive legal experience on Corporate/Financial, and Projects Law. Throughout her career, she has assisted a wide range of clients with establishing presence in MENA region expanding their activities, as well as drafting and negotiating international transactions, commercial contracts and dispute settlements. She is also often consulted by international organizations and local governments on new laws and regulations related to the economic sector.
Dr. Al Anani is known for her capability of conducting complex negotiations and has successfully managed legal teams leading her to receive multiple awards for leadership in the legal sector including Corporate Counsel (USA), Women, Influence & Power in Law 2020: Female Leadership Honoree. Women in Business Arabia 2020: 365 Inspiring Arab Women Honoree as well as Legal 500 which described her as one of the most reputable professionals in the Middle East.
Compliance Management Professional & Fraud Risk: Banking, Financial institutions Sectors ,Strong track records of extraordinary performance in fiercely competitive scenarios
Snapshot: Senior, proactive, detail—oriented, and results-focused Compliance Management professional with accomplished experience of over 27 years in identifying security threats, managing compliance , financial crime investigation, and ensuring adherence to the laid down processes and regulations. Conducting compliance audits and training to avoid sanctions, AML and fraud in the Banking and Financial sector. Possessing valuable insights, keen analysis and team approach to implement best practices, adept at working in high-pressure environments with strict deadlines and multiple deliverables.
Professional Experience:
- Jordan Kuwait Bank May 2018 to date , Group Head of Compliance
- First Abu Dhabi Bank ( NBAD merge with FGB) May 2010 To May 2018
- Vice president ( VP ) group Compliance
- Barclays, Dubai Jul 2008 – May 2010, Senior Compliance Manager Head of Financial crime Unit- MLRO (VP) 9Reporting to the Head of compliance)
- Money Gram, Dubai May 2007 – Jul 2008, Regional Compliance Officer –Middle East , Turkey and Pakistan (Reporting to the Glable Head of compliance)
Ruba Saqqal is an accomplished Compliance Director with over 14 years of expertise in Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and regulatory compliance across the financial and exchange sectors. She is recognized for building robust compliance frameworks aligned with FATF standards and Central Bank of Jordan regulations, and for leading high-risk operational environments with strategic precision.
Ruba’s leadership experience includes developing automated sanctions and name-screening systems, client risk-profiling models, advanced KYC/EDD procedures, and comprehensive internal control programs. She has successfully guided institutions through regulatory audits and reporting obligations, while delivering ongoing training programs that strengthen compliance culture across teams.
She is the author of the published book:
“Measuring the Quality of Banking Services Provided by Commercial Banks” (2016)
— widely distributed across the region and contributing to the advancement of financial service quality in the MENA market.
Ruba holds three major industry certifications:
- CAMS (Certified Anti-Money Laundering Specialist)
- CRA (Certified Risk Analyst)
- CCM (Certified Compliance Manager)
She is also actively pursuing CGSS to further strengthen her expertise in global sanctions.
As a former member of the Jordanian Anti-Money Laundering and Counter-Terrorist Financing Association, Ruba has contributed to elevating professional standards within the regional AML/CTF community. She currently provides AML/CFT training and advisory services for professionals seeking international certifications and compliance excellence.
With her strong technical background, strategic mindset, and proven leadership capabilities, Ruba continues to establish herself as a trusted expert in compliance, financial crime prevention, and organizational risk management.